Only French tax residents are eligible to open PEA Accounts.
PEA
Stock Savings Plan
Open or transfer your Stock Savings Plan (PEA) via ProRealTime to benefit from competitive prices and manage your PEA from our applications.
Manage your PEA with ProRealTime
- Competitive prices, including on international stocks.
- Advantageous tax treatment of the PEA, tax-free after 5 years.
- Also invest in US stocks and other instruments that are not eligible for the PEA with the trading account linked to your PEA.
- Group all your investments PEA & non-PEA in the same platform.
- Identify investment opportunities with ProRealTime's analysis tools. Place your orders and track your positions from ProRealTime's applications.
Many PEA-eligible securities
Diversify your portfolio and invest in over 4,000 French and European stocks that are eligible for the PEA.
Competitive brokerage fees
Orders starting at
Custody fees
Transfer fees
Orders starting at
Custody fees
Transfer fees
Calculation of brokerage fees with Trader pricing
| Value of the order | 200 € | 2 000 € | 5 000 € | 7 500 € | 10 000 € |
|---|---|---|---|---|---|
| Fee | 1 € | 2.95 € | 3.73 € | 5.47 € | 7.2 € |
Calculation of brokerage fees for a stock order executed on Euronext with Trader pricing.
Manage your PEA simply
From your mobile
ProRealTime Mobile
Keep an eye on the evolution of your positions, updated in real time.
Trade directly from the app via an order placement interface designed specifically for your mobile devices.
From your computer
ProRealTime Complete
All the essential tools in one platform.
ProRealTime Web Coming soon
Access your investments in 1 click from your web browser.
Technology for your trading
Place, manage and track your orders from the graphs for simple, intuitive control.
Stop or Trailing Stop orders enable you to protect your positions against sharp downward price movements.
Create price alerts easily and be notified in real time, as soon as the targeted price level is reached.
Scan thousands of stocks to instantly find those that are performing well and meet your investment criteria.
The ProRealTrend algorithm identifies trends for you and plots support and resistance lines automatically on your charts.
An all-in-one tool to help you measure the intensity of trends, watch for reversals and find potential entry and exit points.
Invest with full confidence
PEA service provided in partnership with:
- ProRealTime for trading interfaces, customer support in your language and order reception and transmission.
- Interactive Brokers for account management and final order execution services.
Interactive Brokers serves over 3 million customers around the world, and holds over $540 billion in customer funds in 2024. Customer funds are segregated in exclusive bank accounts and spread across a number of major banks.
PEA : Frequently asked questions
Individuals domiciled in France for tax purposes are eligible to open a PEA, up to a limit of one per person.
If you are married or in a civil partnership, each spouse can open his or her own PEA.
A PEA account allows you to buy shares in listed companies headquartered in a European Union or European Economic Area country.
ETFs are also PEA-eligible if they are composed of at least 75% eligible equities.
Shares in companies listed on a US Stock Exchange but headquartered in the European Union are eligible for the PEA (e.g. Spotify).
Shares in companies headquartered in the United States (ex: Apple, Tesla, Nvidia...) are not eligible for the PEA.
However, ProRealTime PEA accounts are linked to an ordinary trading account that allows you to buy and sell US equities at very competitive brokerage rates starting at just $1.95 per order - Find out more.
No, PEAs only allow cash purchases of securities.
Short selling and leveraged transactions are not available in a PEA.
However, ProRealTime PEA accounts are backed by an ordinary securities account that allows you to:
- invest with buying or short selling positions
- invest with or without leverage
The total amount invested in a PEA may not exceed €150,000.
However, the value of your PEA may exceed this amount after capital gains or dividends. These gains or dividends can then be reinvested in your PEA.
From the 5th year of PEA ownership, there is no French tax on capital gains. Only social security contributions apply.
From the 5th year, total or partial withdrawal is possible. A withdrawal before the 5th year will result in closure of the PEA.
The information below is of a general nature and does not constitute investment advice or a solicitation to buy or sell financial instruments.
To learn more about the PEA, we invite you to consult the following links: